CREDIT CARD REWARD PROGRAMS!

Blue Cash^SM from American Express^®

No annual fee
Up to 5% Cash Back with Unlimited Cash Rewards
0% Introductory APR; as low as a Prime + 4.99% APR thereafter
Up to $100,000 line of credit
Choose to carry a balance or pay in full
Online Fraud Protection Guarantee--protects you against unauthorized purchases online.
Built-in Smart Chip--for added Internet security.
Plus, An Exciting, Free Rewards Program

Fundamentals of the Card

Earn Up to 5% Cash Back
Blue Cash offers you a great way to earn up to 5% cash back combined with a 0% introductory APR and a smart chip for added online security. You'll earn cash back on virtually everything you buy, and earn cash back even faster at supermarkets, gas stations, drugstores, and home improvement stores. There's no minimum spending required, so you can start earning cash back right away. ¹

Pay Your Bills with the Card and Get Cash Back
Pay your regular monthly bills automatically with Blue Cash and start earning cash back on everything from telephone and cable bills to parking and transportation expenses. Special payment features may not apply to all long distance calling plans. Not all providers service all markets.

Earn Cash Back Even Faster with an Additional Card
Additional Cards let you share virtually all the benefits and services of the card with friends or family members. What's more, additional cards earn you up to 5% cash back. So go ahead and order your fee-free Additional Cards when you activate this one. Additional Cards can be issued to qualified individuals over the age of 18.

Transfer Balances Fee-free
Transfer balances from your higher-rate MasterCard, Discover, and Visa cards to your American Express ® Card account with no transaction fee (for this offer. Fees may apply thereafter). Then enjoy the low APR: as low as a fixed rate of 5.99% for life of balance (until the balance is completely paid off), on BT requests submitted with this application.

Your Online Year End Summary
Your Year End Summary of Charges, available online as of February 5, 2004, gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.

Unparalleled Customer Service, 24 hours a day
American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.

Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.

ID Keeper^SM
Now your Smart Chip lets you surf the Web, shop, and manage your finances with ease, security, and convenience! ID Keeper is the new free Web tool that stores your favorite URLs, log-in, and personal data on your Smart Chip, so you'll never have to input them again!

The Smart Card Reader
The Smart Card Reader enables you to take advantage of the enhanced online security provided by Private Payments ®. Private Payments provides a secure, temporary transaction number to use instead of your actual Card number when shopping online. The Reader ensures that only you have access to this feature from your PC. Simply insert your Card into the Reader, enter your PIN (Personal Identification Number), and use Private Payments to shop online with confidence.

CoolBlueOffers®
With CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

Apply for Blue Cash^SM from American Express^®

Gas Rewards Credit Cards

With gas prices rising higher and higher each day wouldn’t it be nice if you could get cash back on what you spend? Several credit cards today are offering incentive programs such as these to get your business.

You can search online and find many unique gas rewards credit cards that will give you a percentage of what you spend in gas back to you. You can find ones that give cash back or rebates at the gas station. Each company has their own wording for the gas rewards that you are allowed plus they also vary in the percentage that is given. You will also need to find out if they offer the rewards for any station, or if you have to use a particular gas station in order to receive your cash back reward, or gas rebate.

Many of these gas rewards credit cards may also have high APR, so this is something to take into consideration before you apply. Weight the APR against the percentage you will be getting back on your gas purchases to ensure that it is a really good deal.

If you travel for business or leisure the gas rewards credit card may be a wonderful way to go since you get a percentage for all gasoline purchases. But, like I said, be sure that you use the gas stations that are covered in order to receive your rewards. If you travel, you may find it hard to find certain gas stations that are covered, so you may need more than one gas rewards credit cards.

Along with the gas rewards credit cards, some companies also offer other incentive on other purchases besides gasoline. So, you may be surprised to learn that you can get some cash back or rebates for many of your purchasing needs.

So, check out the different gas rewards credit cards that are available today and save get money back the next time you fill up.